Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! “This Stock Could Be Like Buying Amazon in 1997” See all posts by Royston Wild Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. Stock market crashes like the one of early 2020 don’t come along that often. On average they happen once every couple of decades. But when they do, those with money available to invest in UK shares need to make the most of them.The panic that defines stock market corrections always causes quality stocks to be sold off alongside the more vulnerable ones. This allows eagle-eyed investors to steal in and pick them up at low cost, and then get stinking rich as they steadily rebound in price.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Remember that successful investors buy for the long term. It may take a number of years but UK shares will rise in price again. Global stock markets recovered from a litany of economic and political crises during the 20th and 21st centuries (so far). And there’s little to convince me that they won’t rocket again once the world economy moves into recovery mode following Covid-19.3 cheap UK shares on my ISA watchlistLet me talk you through three top UK shares I reckon will surge from their current low prices. I reckon they’re ‘must-own’ stocks for those who want to seriously supercharge their long-term returns and they’re on my ISA watchlist:Legal & General offers plenty of all-round value for UK share investors. The FTSE 100 colossus trades on a rock-bottom forward price-to-earnings (P/E) ratio of 7 times. It also boasts a monster 9.5% dividend yield at current prices. Life insurers tend to see their profits recover strongly during the early stage of the economic cycle. And so this particular blue-chip should recover in price much sooner than most others. But I’d buy it for the long term as Britain’s ageing population should deliver robust demand for its pension products for years to come.Sabre Motor Insurance continues to struggle for traction and its share price is down 25% in 2020. This provides a great opportunity for value hunters to nab a bargain as the car insurer boasts a P/E ratio of just 13 times for this year. The FTSE 250 firm boasts a mighty 7.9% dividend yield too. Things are already looking up for Sabre Insurance following the Covid-19 shock and gross written premiums picked up remarkably in Q3. I reckon this is one of the best dip buys available to investors right now.Vistry Group doesn’t offer the mighty dividend yields of Legal & General or Sabre Insurance. But the UK share’s forward P/E ratio of 12 times still makes it a terrific value buy in my opinion. It had been suggested that Covid-19 would have dire consequences for the housebuilders. But this couldn’t have been further from the truth. In fact, a blend of low interest rates and significant government support for buyers mean that demand continues to outstrip homes supply. And the gap will get even worse when the British economy eventually breaks out of its current downturn. Seeking cheap UK shares? 3 must-own stocks I’d buy for my ISA after the stock market crash Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Royston Wild | Wednesday, 21st October, 2020 I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Enter Your Email Address Our 6 ‘Best Buys Now’ Shares Image source: Getty Images I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.
Get the full details on this £5 stock now – while your report is free. My all-time favourite James Bond actor is the late, great Sir Sean Connery. But secret agent 007 originally drove a Bentley, not the Aston Martins usually seen in the spy films. (Furthermore, Bond used to smoke up to 70 bespoke Morland cigarettes a day, but that’s also history!) However, since Aston Martin Lagonda Global Holdings (LSE: AML) returned to the stock market in 2018, Aston Martin shares have zig-zagged more than Bond’s iconic DB5.Aston Martin’s troubled historyFounded in 1913, Aston Martin has been around for 108 years. But it’s been a rocky ride for AML’s owners from the start. Indeed, the first of seven bankruptcies occurred in 1925, just 12 years after the group’s launch. In 1972, the struggling company changed hands for a mere £101. In 1975, it was sold for £1m, before being acquired by new owners in 1981. Ten years later, Ford took majority ownership of Aston Martin and modernised the firm’s line-up. It was sold again in 2007, a year after Daniel Craig became the new Bond. Over these decades, owners of Aston Martin shares usually ended up with nothing or a token payment for their stock.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Aston Martin shares list in LondonIn October 2018, Aston Martin shares listed in London for the first time. This valued the group at £4.3bn, £800m below the hoped-for £5.1bn. The stock fell 90p (down 4.7%) on its opening day and then headed steeply southwards. So much for the first London listing of a UK carmaker since 1984.Within 14 months of floating, Aston Martin shares had lost more than nine-tenths (91.2%) of their value. Then along came the Covid-19 pandemic, savaging the company’s sales. Aston Martin appeared to be heading for its eighth bankruptcy. But a group of investors led by Canadian billionaire Lawrence Stroll rescued AML. They paid £182m to acquire a quarter of the group and injected much-needed funds to strengthen the business.AML stock skyrockets over 12 monthsJust over a year ago, on 14 May 2020, Aston Martin shares crashed to an intra-day low of 550p and later closed at 614p. But AML’s stock has exploded since then, delivering bumper returns to brave (or lucky) investors. At the end of 2020, AML closed at 2,009p, more than triple (+227%) May 2020’s closing low. This climb peaked at a 2021 closing high of 2,273p on 2 February. Would I buy AML today?Although Aston Martin makes beautiful cars, its financial history has been very ugly. However, in first-quarter results released on Thursday, the group revealed revenues of £224m, up 153% on Q1 2020 (when Covid-19 was spreading worldwide). The quarterly pre-tax loss narrowed to £42m, from £110m a year earlier. And net debt fell to £723m from £956m 12 months before. On Friday (7 May), Aston Martin shares closed at 1,856.5p, down 34.5p (1.8%) on the day. This leaves them 416.5p — almost a fifth (18.3%) — below their 2021 high.Would I buy into the luxury carmaker after this recent share slide? As a veteran value investor, before I acquire a stake in any company, I ask myself a simple question: had I sufficient funds in cash, would I be willing to purchase the entire business today? For AML, the answer would be a firm no. Although the group is clearly turning a corner, the current market cap of £2.1bn is too rich for my blood. For now, I’ll leave Aston Martin shares to more optimistic growth investors. Enter Your Email Address Are you on the lookout for UK growth stocks?If so, get this FREE no-strings report now.While it’s available: you’ll discover what we think is a top growth stock for the decade ahead.And the performance of this company really is stunning.In 2019, it returned £150million to shareholders through buybacks and dividends.We believe its financial position is about as solid as anything we’ve seen.Since 2016, annual revenues increased 31%In March 2020, one of its senior directors LOADED UP on 25,000 shares – a position worth £90,259Operating cash flow is up 47%. (Even its operating margins are rising every year!)Quite simply, we believe it’s a fantastic Foolish growth pick.What’s more, it deserves your attention today.So please don’t wait another moment. FREE REPORT: Why this £5 stock could be set to surge Aston Martin shares fall 18% in 3 months. Should I buy now? Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Cliffdarcy has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Cliff D’Arcy | Sunday, 9th May, 2021 | More on: AML Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Shares Image source: Aston Martin I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Cliff D’Arcy
ArchDaily La Toscana Residential Building / AE Arquitectos ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/886976/la-toscana-ae-arquitectos Clipboard Save this picture!© Lorena Darquea+ 21Curated by Danae Santibañez Share CopyAbout this officeAE ArquitectosOfficeFollowProductsStoneConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsGuadalajaraMexicoPublished on January 16, 2018Cite: “La Toscana Residential Building / AE Arquitectos” 16 Jan 2018. ArchDaily. Accessed 11 Jun 2021.
Tagged with: Ireland For further details, contact [email protected] 15 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis A seminar in Belfast next month will provide an update on changes and trends in grant-funding theory and practice. ‘Grant-Funding: What’s Happening,’ organised by the Chartered Institute of Public Finance and Accountancy (CIPFA) in partnership with the Funders Forum Northern Ireland, will take place at the Stormont Hotel, Belfast on 7th June. The keynote speaker will be Julia Unwin, currently Director of the Joseph Rowntree Foundation who has researched and published widely on funding issues. In the ‘Grant-making Tango: Issues for Funders,’ Julia explores the funding relationships between funders and recipients of funding and describes three different funding styles —Shopping, Giving and Investing. Seamus Murray, Acting Director of the Voluntary and Community Unit, Department for Social Development, will provide an update on developments in Northern Ireland as a result of Positive Steps, the government’s plan for resourcing the voluntary sector.Other speakers include:•Peter Grant, Senior Fellow at CASS Business School •Marie Anderson, Assistant Information Commissioner for Northern Ireland •Avila Kilmurray, Director of the Community Foundation for Northern Ireland •Brandon McMaster, a Director in the Northern Ireland Audit Office’s Value for Money Division Advertisement Funding seminar will examine trends in grant giving Howard Lake | 20 May 2007 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Our Lasting Tribute, the specialist tribute giving division of direct marketing agency Whitewater, will be speaking at UK Fundraising’s Perfect Pitch Direct Marketing event in London on 22 April.In his presentation, Our Lasting Tribute‘s Managing Director Kevin Kibble will look at the motivations behind why people give in memoriam gifts to charity, exploring mindsets and motivations, what charities can do to increase this income stream, how it can be turned into long-term income, and what it means to donors. He will also give delegates a 10-point tool kit on how to improve their in mememoriam income to take away.Our Lasting Tribute join Blackbaud, Sixty One Communications and ONEPOST at the half-day showcase of direct marketing specialists in the charity sector.There is no charge to attend, but online registration is required.Event details:www.fundraising.co.uk/event/perfect-pitch-direct-marketingRegister:https://fundraising.co.uk/perfect-pitch-direct-marketing-presentations-available-download AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Individual giving Whitewater Howard Lake | 3 April 2008 | News 25 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Our Lasting Tribute to speak at Perfect Pitch – Direct Marketing
Home Indiana Agriculture News Villwock re-elected president of Indiana Farm Bureau Villwock re-elected president of Indiana Farm Bureau Facebook Twitter By Gary Truitt – Dec 8, 2012 Villwock served in many capacities with Farm Bureau prior to his election as president, including vice president, District 7 director, Knox County Farm Bureau president and State Young Farmer Committee chairman. He has served on the Farm Bill Task Force and the Farm Credit Task Force. At the national level, Villwock is a member of the American Farm Bureau board of directors and is the national vice president of the Farm Bureau Bank, American Agricultural Insurance Company and AFBIS. In January 2004 he was appointed to the AFBF Trade Advisory Committee. In June 2003, he was elected chairman of the board of trustees of the Farm Foundation. He is a member of the 25 x ’25 Ag Energy Working Group, a national task force promoting the use of renewable fuels. A 1972 graduate of Purdue University with a degree in agricultural economics, Villwock served as state executive director of the USDA’s Agricultural Stabilization and Conservation Service (now the Farm Services Agency) from 1989 to 1993. He also served as state agricultural liaison for U.S. Sen. Richard Lugar.Villwock has been involved with the Indiana Corn Growers, Indiana Soybean Growers, and the Indiana Pork Producers and has served as chairman of the Indiana Institute of Agriculture. Other leadership positions and awards include Purdue Distinguished Agricultural Alumnus, past president of the Purdue Ag Alumni Association, Prairie Farmer Master Farmer, Friend of Extension, 33rd degree Scottish Rite Mason and Sagamore of the Wabash (the highest honor that can be bestowed by Indiana’s governor). SHARE Facebook Twitter SHARE Don VillwockDon Villwock, a corn and soybean farmer from Knox County, Ind., has been unanimously re-elected to a sixth term as president of Indiana Farm Bureau and Indiana Farm Bureau Insurance.The election took place during the delegate session that marked the conclusion of the IFB convention, held in Indianapolis Dec. 7 and 8. Villwock, who raises white corn, soybeans, seed soybeans and seed wheat on his farm near Edwardsport, took office as IFB president in January 2002. “I am both humbled and honored,” Villwock said. “I appreciate the trust that the delegate body placed in me, and I look forward to the next three years, working on behalf of our members and Indiana agriculture.” Previous articleSeed Consultants Market Watch Weekly Column with Gary Wilhelmi 12/7/2012Next articleFighting For Your Right to Exist Gary Truitt
7 recommended0 commentsShareShareTweetSharePin it Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Pasadena Councilmember Victor GordoPasadena City Councilmember Victor Gordo last Monday attacked the proposal for an Independent Police Auditor (“IPA”) by claiming that Los Angeles Police Department officers are now afraid to do their job because LA’s Inspector General — the LA equivalent to an IPA — has taken a more critical view of a police shooting than the view of the LAPD Chief. Gordo’s assertion is just the latest retread of fear-mongering against police oversight through the inaccurate assertion that police oversight causes “de-policing” — i.e., robust police oversight causes officers to refuse to do their jobs or to be too confused to do their jobs.No evidence supports the de-policing bugaboo disseminated by Gordo. On the contrary, the objective evidence shows that de-policing does not result from oversight — including evidence specific to the LAPD. The City of LA IG that is now conducting LAPD oversight was created by the 2000 federal court consent decree settling the Department of Justice’s lawsuit against LAPD abuses. The 2009 Harvard Kennedy School Program in Criminal Justice Policy and Management study of the LAPD’s policing under the consent decree contains a systematic study of the accusation that de-policing resulted from the IG’s and the LA Police Commission’s robust oversight. That study concluded “there is no objective sign of so-called ‘de-policing’ since 2002; indeed, we found that both the quantity and quality of enforcement activity have risen substantially over that period.” See, http://www.hks.harvard.edu/content/download/67474/1242706/version/1/file/Harvard_LAPD_Report.pdfThe most systematic national study of increased internal police oversight, the University of Nebraska at Omaha/Police Executive Research Forum survey of 135 police managers, reached a similar conclusion: “…no manager reported a negative impact on the quality of police service. Some skeptics have suggested that the heightened scrutiny of performance in an EIS [early intervention system] might cause ‘de-policing,’ where officers reduce their activity level to avoid potential citizen complaints or use of force incidents. No manager in the survey, however, reported that the EIS caused officers to back off and reduce their activity level.” See Walker, The New World of Police Accountability (2nd Ed.) P. 167.Police unions have repeatedly spread the false accusation that increased accountability or oversight leads to de-policing despite the objective evidence that they lead to better policing. Because they have a legal duty to fairly represent their members, the unions’ misguided rhetoric about de-policing is perhaps understandable. But elected officials like Gordo have an obligation to the whole community; pandering to the police unions by disseminating the de-policing myth disserves that broader responsibility. Pasadena deserves its public officials basing policy on objective evidence rather than scare tactics.Dale Gronemeier is a local civil rights attorney. faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Subscribe Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Community News Name (required) Mail (required) (not be published) Website Top of the News Herbeauty9 Of The Best Family Friendly Dog BreedsHerbeautyHerbeautyHerbeauty10 Of The Most Notorious Female Spies In HistoryHerbeautyHerbeautyHerbeautyIs It Bad To Give Your Boyfriend An Ultimatum?HerbeautyHerbeautyHerbeautyPriyanka Chopra’s 10 Year Challenge Pic Will Surprise YouHerbeautyHerbeautyHerbeautyWant To Seriously Cut On Sugar? You Need To Know A Few TricksHerbeautyHerbeautyHerbeauty10 Reasons Why Ultimatums Are Unhealthy For RelationshipsHerbeautyHerbeauty EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Make a comment Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Community News Your email address will not be published. Required fields are marked * Business News First Heatwave Expected Next Week Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. More Cool Stuff Opinion & Columnists Opinion: The De-Policing Bugaboo: Pandering to the Police Union Opinion Piece by DALE L. GRONEMEIER Published on Friday, June 26, 2015 | 2:36 pm
Facebook Journey home will be easier – Paul Hegarty RELATED ARTICLESMORE FROM AUTHOR Twitter WhatsApp By News Highland – June 26, 2019 Google+ AudioHomepage BannerNewsPlayback Main Evening News, Sport and Obituaries Wednesday June 26th:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2019/06/26news.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Main Evening News, Sport and Obituaries Wednesday June 26th WhatsApp Twitter Pinterest Facebook DL Debate – 24/05/21 Pinterest Harps come back to win in Waterford Previous articleRonan McLaughlin looks ahead to the National Cycling Championships in DerryNext article“It’s a challenge we’re ready for” – Harkin looks ahead to Sligo News Highland Derry draw with Pats: Higgins & Thomson Reaction Google+ FT Report: Derry City 2 St Pats 2 News, Sport and Obituaries on Monday May 24th
Important message for people attending LUH’s INR clinic The North’s First Minister says restrictions placed on Derry and Strabane is by no means a lockdown.The area has witnessed a significant spike in Covid-19 cases in the past couple of weeks with the incidence rate per 100,000, one of the highest in the UK, at 322.6.The Executive confirmed last evening that new restrictions will come into force from next week.These include the closure of hospitality businesses, bans on indoor gatherings and a maximum of 15 people being allowed to gather outdoors.People are also being advised against any unnecessary travel into and out of the region.Arlene Foster, says while restrictions are being placed on one area, the whole North must work together:Audio Playerhttps://www.highlandradio.com/wp-content/uploads/2020/10/fosterwebfri.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Twitter WhatsApp News, Sport and Obituaries on Monday May 24th Google+ DL Debate – 24/05/21 Arranmore progress and potential flagged as population grows AudioHomepage BannerNews Facebook Foster confirms new restrictions to come into force next week Loganair’s new Derry – Liverpool air service takes off from CODA Google+ Facebook Twitter WhatsApp Previous articleIWT highlights protected area of Lough Swilly is deterioratingNext articleTrumps tests positive for Covid-19 News Highland Pinterest RELATED ARTICLESMORE FROM AUTHOR By News Highland – October 2, 2020 Pinterest Nine til Noon Show – Listen back to Monday’s Programme
iStock(FORT STEWART, Ga.) — The U.S. Army has identified the three soldiers who died during an early morning training exercise Sunday at Fort Stewart in Georgia.Sfc. Bryan Andrew Jenkins, of Florida, Cpl. Thomas Cole Walker, of Ohio and Pfc. Antonio Gilbert Garcia of Arizona died when their Bradley Fighting Vehicle flipped over into the water around 3:20 a.m. Sunday. Three other 1st Armored Brigade Combat Team soldiers were injured during the accident. Two of those soldiers have been released and another remains hospitalized with non-life threating injuries.The three deceased soldiers were pronounced dead at the scene.“It is hard enough when you lose one soldier, but when you lose three at one time, that pain is amplified,” Maj. Gen. Tony Aguto, commanding general of the 3rd Infantry Division, said during a press conference Monday evening. “And we are really feeling and sharing that pain across the division and the community.”“It’s been tough for all of us,” he saidAguto wouldn’t go into specific details of how the incident happened Monday but said the soldiers’ Bradley Fighting Vehicle rolled off a bridge and was submerged upside down in a stream. Officials would not say how the vehicle fell off the bridge.“Our family is heartbroken at the news of this tragic accident at Ft. Stewart,” Georgia Gov. Brian Kemp said in a statement Sunday. “Our prayers are with the families of those who passed and those undergoing treatment for their injuries.”The cause of the accident is still under investigation by the 3rd Infantry Division and a team from the U.S. Army Combat Readiness Center and officials said they would release more information as it becomes available.Aguto said training will continue on the base but that they constantly look for ways to mitigate risks. However, he also said that training on not perfect conditions is part of the job.“Training is tough, realistic and we train for all sorts of conditions,” he said Monday. You would expect us to do that.”Aguto said everyone is struggling to deal with this tragic accident.“We share your pain and we honor and are humbled by their service and sacrifice, and we will truly miss them,” Aguto said at a press conference Monday.Copyright © 2019, ABC Radio. All rights reserved.